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Simulated Funded options

4.79 | 117 Reviews

Your Skill. Our Simulated Funding. Share Real Pay-Outs

Enter a transparent evaluation or start inside a simulated funded environment, both supported by an internationally registered broker with established reserves & modern trading technology

24/5

Technical Support

10+

Years Experience

Become a Top One Trader Today!
  • Transparent rules
  • Stable ecosystem
  • Ethical guidance
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Gerhard R.

4.5/5

“I would like to express my sincere appreciation for the outstanding assistance I received from Michael Muller, the Account Manager at Diversity Smart Trade College. Since March 2025, Michael has been supporting me with the trading Challenge....

Gerhard R.

4.5/5

“I would like to express my sincere appreciation for the outstanding assistance I received from Michael Muller, the Account Manager at Diversity Smart Trade College. Since March 2025, Michael has been supporting me with the trading Challenge....

Gerhard R.

4.5/5

“I would like to express my sincere appreciation for the outstanding assistance I received from Michael Muller, the Account Manager at Diversity Smart Trade College. Since March 2025, Michael has been supporting me with the trading Challenge....

Gerhard R.

4.5/5

“I would like to express my sincere appreciation for the outstanding assistance I received from Michael Muller, the Account Manager at Diversity Smart Trade College. Since March 2025, Michael has been supporting me with the trading Challenge....

Your 3 Clear Paths to Simulated Funding

Serious traders choose between Structured Evaluations with crystal-clear rules, defined phases, and fees refunded on success; Simulated Instant-Funded Accounts to skip ahead into professional-grade simulations.

Structured Evaluations

Clear rules. Defined phases. Fee reimbursed on success.

Real-World Payout Pathway

Approved performance will be credited to your live account. Simulations and a real pay-out split from 50% up to 80%

Simulated Instant Funded Accounts

Skip evaluation and begin inside a professionally supported simulation.

Why Traders Need a More Predictable Path

Delayed or unpredictable payout approval processes

Firms that earn more when traders retry

Personal accounts too small to show performance

No mentorship, no clarity, no accountability

Brokers with unreliable reserve structures

Rules and shifting criteria across most firms

How Your 3-Step Path Works

Choose the route that fits your trading style, trade under clear daily and overall limits, then use consistent performance to unlock fee refunds, scaling, and real pay-outs approval on your simulated account.

Choose Your Path

Evaluation or simulated instant-funding.

Follow Clear Rules

Transparent criteria, daily/total limits, and structured expectations.

Unlock Progression

Complete evaluations → fee refunded → eligible for scaling & payout approval process.

Evaluation Programs

Structured. Transparent. Refundable.

Prove consistency inside a broker-connected simulation with clear rules and no surprise conditions. When you complete phases successfully, your evaluation fee is refunded.

Account Size
Profit Target:
Daily Loss Limit(Max):
Trading Period:
Trading Days(Min):
Loss (Max):
Initial leverage:
Initial Balance:
Phase Name:
Fee(Refundable):
$5,000
$500
$200
30 Days
7 Days
$300
1:100
$5,000
Consistency
$129
Start Evaluation
$10,000
$500
$200
30 Days
7 Days
$300
1:100
$10,000
Consistency
$199
Start Evaluation
$25,000
$2,500
$1,000
30 Days
7 Days
$1,500
1:100
$25,000
Consistency
$399
Start Evaluation
$50,000
$5,000
$2,000
30 Days
7 Days
$3,000
1:100
$50,000
Consistency
$699
Start Evaluation
$100,000
$10,000
$4,000
30 Days
7 Days
$6,000
1:100
$100,000
Consistency
$999
Start Evaluation
$200,000
$20,000
$8,000
30 Days
7 Days
$12,000
1:100
$200,000
Consistency
$1,499
Start Evaluation
Account Size
Profit Target:
Daily Loss Limit(Max):
Trading Period:
Trading Days(Min):
Loss (Max):
Initial leverage:
Initial Balance:
Phase Name:
Fee(Refundable):
$5,000
$400
$200
30 Days
6 Days
$300
1:100
$5,000
Verification
$89
Start Evaluation
$10,000
$800
$400
30 Days
6 Days
$600
1:100
$10,000
Verification
$149
Start Evaluation
$25,000
$2,000
$1,000
30 Days
6 Days
$1,500
1:100
$25,000
Verification
$249
Start Evaluation
$50,000
$4,000
$2,000
30 Days
6 Days
$1,500
1:100
$50,000
Verification
$499
Start Evaluation
$100,000
$8,000
$4,000
30 Days
6 Days
$3,000
1:100
$100,000
Verification
$749
Start Evaluation
$200,000
$16,000
$8,000
30 Days
6 Days
$6,000
1:100
$200,000
Verification
$1,249
Start Evaluation
Account Size
Profit Target:
Daily Loss Limit(Max):
Trading Period:
Trading Days(Min):
Loss (Max):
Initial leverage:
Initial Balance:
Phase Name:
Fee(Refundable):
$5,000
$350
$200
30 Days
8 Days
$300
1:100
$5,000
Consistency
$49
Start Evaluation
$10,000
$700
$400
30 Days
8 Days
$600
1:100
$10,000
Consistency
$89
Start Evaluation
$25,000
$1,750
$1,000
30 Days
8 Days
$1,500
1:100
$25,000
Consistency
$159
Start Evaluation
$50,000
$3,500
$2,000
30 Days
8 Days
$3,000
1:100
$50,000
Consistency
$289
Start Evaluation
$100,000
$7,000
$4,000
30 Days
8 Days
$6,000
1:100
$100,000
Consistency
$499
Start Evaluation
$200,000
$14,000
$8,000
30 Days
8 Days
$12,000
1:100
$200,000
Consistency
$999
Start Evaluation

Prefer to Begin Immediately?

Choose a Simulated Funding Account.

No evaluation required. Enter directly into a structured simulation with payout eligibility from 50 up to 80% real pay-outs (based on approved performance). Selective trading instruments’ leverage might be limited to a 1:9 ratio.

Account Size
Profit Target:
Daily Loss Limit(Max):
Trading Period:
Trading Days(Min):
Loss (Max):
Initial leverage:
Initial Balance:
Real Pay-out Split:
Fee(Refundable):
$5,000
No Performance Target
$200
30 Days
8 Days
$400
1:100
$5,000
50 to 80%
$199
Start Evaluation
$10,000
No Performance Target
$400
30 Days
8 Days
$800
1:100
$10,000
50 to 80%
$299
Start Evaluation
$25,000
No Performance Target
$500
30 Days
8 Days
$1,000
1:100
$25,000
50 to 80%
$749
Start Evaluation
$50,000
No Performance Target
$1,000
30 Days
8 Days
$2,000
1:100
$50,000
50 to 80%
$1,499
Start Evaluation

NOTE: For the Simulated Instant Funded Account, the Trading Period has changed from 30 days to Unlimited. T&Cs apply

Why Choose Us

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Experience professional-grade tools designed to elevate your trading with ease and precision.

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No downloads required
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TradingView Analysis
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No downloads required
Fast, intuitive interface

Join the Elite

Only 5-10% Pass Prop Evaluations

  • Industry data shows just 5-10% of traders pass prop firm challenges due to strict risk rules and discipline demands, while only 7% ever see payouts—Smart Online Trader LLC's clear simulations, refundable fees, and broker-backed structure help skilled traders beat these odds.

5-10%

Pass Rate

7%

Payout Rate

Zero gimmicks

Why We Don’t Brag With Numbers & What We Focus On Instead

We don’t believe in showcasing flashy numbers or making loud claims. Instead, we focus on creating a transparent, structured, and meaningful experience that speaks for itself.

Become a Top One Trader Today!

No Hype, Just Clarity

We don’t promote “X traders” or “X payouts.” Counting numbers isn’t our purpose — building a reliable, structured environment is. Clarity matters more than claims.

Integrity Over Noise

Anyone can shout big figures.
We prefer transparency, honesty, & processes that genuinely help people improve. Integrity stays long after hype fades.

A Meaningful Experience

Our model is designed to offer a structured, simulated 30-day evaluation with transparent rules & real learning value. No shortcuts. Just a system that makes sense.

Confidence Without Noise

The data exists — but we don’t parade it for attention. We let the experience, consistency, and your progress speak for itself. Real development doesn’t need noise.

4.79 | 117 Reviews

Traders Who Unlocked Their Edge

Real traders share how Smart Online Trader - LLC's clear rules, refundable evaluations, and broker-backed simulations turned their skills into funded pathways—without the chaos of unclear prop firms.

Jade

4.5/5

So far i have had a really good experience. Micheal has made things super easy for me and he has been really helpful in answering all the questions i have had..

Abraham J.

4.0/5

I have been in contact with Michael from Diversit-E Smart Trade College, and so far he has given me good advise, has been friendly and supportive and also has checked in with me almost every day since he has helped me with copy trading. He has been direct and honest and is alwys ready to help as far as he possibly can and he can as far as I possibly can interpret, he has lots of knowledge about trading and also copy trading...

Jaco

4.5/5

Very helpfull staff.Quick responds on my answers.Willem has setup all my trading accounts quickly and training was also very helpfull for my trading journey.Thank you Willem and Uan for your quick support.

Stefan L.

4.5/5

Michael Muller is the most honest and straight forward person when helping with a smile on making a trading decision. Always helping me.

Danie

4.0/5

Learning you how to trade and speaking to me in my Home Language (Afrikaans), plus speaking to REAL people really helped me to side with this company. Having experts on how to analyze the market, and sharing the info, make them a real winning company. Friendly, speaking Afrikaans and English, looking forward to starting my trading journey.

Gerhard R.

4.5/5

I would like to express my sincere appreciation for the outstanding assistance I received from Michael Muller, the Account Manager at Diversity Smart Trade College. Since March 2025, Michael has been supporting me with the trading Challenge, and his dedication has been truly remarkable. When the company changed its trading platform, I experienced significant difficulties that left me frustrated and close to giving up on day...

Fida H.

4.5/5

Damian & Euan has been outstanding in explaining everything to me. Damian has the patience to deal with someone who knows absolutely nothing about trading. Looking forward to my journey with them

Pieter

5.0/5

Ek wil vir Michael Muller by Diversit-e bedank vir sy hulp aan my wat nog nuut is. Hy is baie profesioneel en ken sy veld van trading. Sonder om te huiwer is hy bereid om te help. Baie dankie vir jou vriendelikheid. 5/5!

Sihle

5.0/5

My experience with Diversit-e Smart Trade College has been really great from start to finish. Everything went so smoothly, and the team was super patient with me they took the time to explain things properly and answer all my questions, no matter how small. Setting everything up was a breeze, and my coaching session was honestly so eye-opening. Willem was amazing he helped me understand everything clearly and made me feel ...

Alec

4.0/5

Baie goeie kennis en baie goeie ondersteuning en vriendelike diens. Dankie Uan, Damian en Willem

Ivan

4.5/5

Thanks to Willem for all his help getting set up. Attention to detail is fantastic.

EJ

5.0/5

Been very helpful and supportive Respond immediately or ASAP when time in need.

frequently asked questions

Your Trading Questions Answered

A prop firm Evaluation is a structured simulation where traders complete performance objectives inside a demo account with virtual funds. It assesses discipline, risk management, and consistency - without trading real money.

Smart Online Trader LLC uses a two-phase simulation: Evaluation → Verification. Both phases take place in a demo environment connected to market data. Traders who meet all rules may qualify for access to an Smart Online Trader LLC Simulated Instant Funded Account.

Funded accounts at Smart Online Trader LLC are simulated. Users trade inside a demo environment with virtual capital that mirrors real-market conditions. No live funds are traded, and all results are simulated.

Once qualified, users receive a simulated account powered by virtual funds. They continue practising and demonstrating performance under predefined risk rules. All gains and losses are non-monetary and simulation-based.

No. Smart Online Trader LLC, its Employees, Contractors, Sub-IBs and Affiliates are not licensed Financial Service Providers and do not provide investment or financial advice. All programs are strictly educational and simulation-based.

Smart Online Trader LLC may refund the Evaluation fee when a user successfully completes both Evaluation and Verification in full compliance with the rules. Refunds apply only to the Evaluation fee and not to any other service.

At Smart Online Trader LLC, “real performance” refers to a performance-based payout calculated from simulated results, not real trading funds. Qualified users may receive rewards based on their demo-account performance, subject to verification and rules. Real performance is credited to the Trader’s live trading account which they may withdraw as they see fit.

No. Using Smart Online Trader LLC programs, completing an Evaluation, or receiving a simulated account does not create an employment relationship with Smart Online Trader LLC or QuickTrade.World.

Yes. All trading takes place in a simulation using virtual funds, making it suitable for beginners who want to practise or improve their trading skills without exposure to real loss of their personal funds.

Smart Online Trader LLC operates within a controlled, fully simulated environment; offers structured education through its Performance Academy; uses advanced tools via Performance Trade Tech; and measures trader behaviour through Performance Lab - all while maintaining strict non-advice, non-FSP compliance.

Your Structured Trading Path Starts Here

A performance-driven fintech education and simulation ecosystem designed to develop disciplined, well-trained traders through structured evaluations, behavioural insights, and advanced technology.

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©2026 Smart Online Trader LLC. All rights reserved.

Who We Are — The Smart Online Trader LLC Identity

Smart Online Trader LLC is a forward-thinking fintech simulation and education company dedicated to developing trading skills in a structured, performance-driven environment. Registered in Delaware, USA, with an operating office in South Africa, Smart Online Trader LLC extends the legacy of Diversit-e Smart Trade College (Pty) Ltd, a pioneer in online trading education and mentoring for more than two decades.
Our expertise lies in online trading education, structured mentorship, simulation technology, and behavioural performance development.
However, it is important to note that Smart Online Trader LLC, its Employees, Contractors, Sub-Introducing Brokers, and Affiliates are not licensed Financial Service Providers and are not permitted to give any form of investment or financial advice.
All interactions, training, and simulations are strictly educational and performance-based.

Our Partnership Structure

Smart Online Trader LLC operates under a Master Introducing Broker agreement with QuickTrade.World (QT.W).
QT.W functions as our liquidity-connected partner, supplying institutional-grade market data used exclusively within our simulated demo environments.
No real capital is traded; all performance takes place using virtual funds for training and evaluation purposes.

 

Our Fintech Performance Ecosystem

Smart Online Trader LLC is built around a unified performance ecosystem consisting of three specialised divisions.
Each division plays a unique role in developing traders within a safe, disciplined, simulation-based framework:

  • Smart Online Trader Performance Academy

Our educational engine. This division focuses on online trading education, mentoring, behavioral training, and performance discipline—helping users grow through structured learning, self-paced modules, and guided development.

  • Smart Online Trader Performance Trade Tech

Our technology backbone. This division integrates advanced tools, modern UX, and high-performance systems to deliver seamless simulations, platform access, and an intuitive trader experience.

  • Smart Online Trader Performance Lab

Our assessment and performance-measurement division.
Here, users complete the Smart Online Trader LLC Evaluation and Verification simulations. Those who meet all requirements may qualify for access to the Smart Online Trader LLC Simulated Instant Funded Account, powered by virtual funds in a controlled, demo-only environment.
Across all divisions, our mission remains constant:
To empower individuals with the knowledge, structure, and tools they need to practise and refine trading skills responsibly – without live-market risk and without providing financial advice.

 

The relationship between you, as a Smart Online Trader LLC Trader, and Smart Online Trader LLC is governed strictly by the QuickTrade.World (QT.W) Account Agreement. This agreement must be accepted after you successfully pass the Smart Online Trader LLC Evaluation and Verification process.
Once the QT.W Account Agreement is accepted, you are granted permission to use an Smart Online Trader LLC “Simulated Instant Funded Account”. This account operates entirely in a demo environment and uses fictitious, simulated funds for training and performance-tracking purposes only.
Please note the following:

  • You do not become an employee, contractor, agent, or representative of Smart Online Trader LLC or QT.W. No employment relationship is created through participation in the evaluation, verification, or use of any simulated account.
  • Your participation remains voluntary and is governed solely by the terms set out in the QT.W Account Agreement.