⚠️ HIGH RISK WARNING — Trading in FOREX, CFDs, Commodities, Indices, Cryptocurrencies, and US Stock CFDs involves a substantial risk of loss and is not suitable for all investors. You may lose significantly more than your initial deposit. Never invest money you cannot afford to lose.
Smart Online Trader S.A. is a brand of Diversit-e Smart Trade College (Pty) Ltd, a company registered in the Republic of South Africa (Registration No. 2026/199265/07). Smart Online Trader LLC (Tax ID: 37-2060884) is a sister entity incorporated in the State of Delaware, USA. Together they are referred to as “Smart Online Trader” or “SOT”.
Smart Online Trader specialises in online trading education through its fintech ecosystem comprising:
SOT does not provide financial advice, portfolio management services, or intermediary services as defined under the Financial Advisory and Intermediary Services Act, 37 of 2002 (“FAIS Act”).
SOT S.A., SOT LLC, and their employees, sales executives, affiliates, brand ambassadors, reseller agents, coaches, and course specialists are NOT registered financial services providers (FSPs) under the FAIS Act and are NOT licensed to provide financial advice, investment advice, or portfolio management services of any kind.
SOT’s role is strictly limited to:
In terms of the FAIS Act, all active trading in FOREX, CFDs, Commodities, Indices, Cryptocurrencies, and related instruments must be executed through an appropriately licensed and regulated broker. It is the User’s sole responsibility to familiarise themselves with the relevant Preferred Broker’s regulatory status, Client Agreement, Risk Disclosure Statement, and all applicable terms and conditions before opening any trading account.
SOT may introduce the User to one or more Preferred Brokers as part of its service offering. SOT’s roster of Preferred Brokers may include multiple licensed financial services providers and may change from time to time as new Broker partnerships are established or existing partnerships are amended or discontinued.
The User acknowledges and accepts that:
By purchasing any SOT Product or Service or using any SOT content, you acknowledge and accept the following risks:
South African Clients who open international trading accounts must comply with the Exchange Control Regulations, 1961 (issued under the Currency and Exchanges Act, 9 of 1933). You are solely responsible for ensuring compliance with all applicable foreign exchange allowances and for obtaining any required South African Revenue Service (SARS) tax clearance before remitting funds offshore. SOT accepts no liability for any Exchange Control violations by the User.
Third-party trading platforms recommended by SOT may experience downtime, technical failures, connectivity issues, or periods of inaccessibility. SOT accepts no liability for any trading losses, missed opportunities, or other damages arising from platform unavailability, technical failures, or the acts or omissions of any third-party platform provider.
Performance Lab Simulated Funded Accounts do NOT involve real capital. Simulated Funded Accounts are provided by the Preferred Broker using simulated trading environments. Any disbursements made from a Simulated Funded Account are conditional disbursements made by the Broker at its sole discretion in accordance with the Broker’s own rules, which may change from time to time. Such disbursements are NOT wages, investment returns, or guaranteed income of any kind. SOT makes no representation regarding the amount, timing, or certainty of any disbursement.
All content, resources, trade ideas, market analyses, chart analyses, coaching sessions, Telegram signals, and any other material provided by SOT through any channel — including the Website, The Hub, Telegram, email, WhatsApp, or live sessions — is provided for educational and informational purposes only.
Nothing in SOT’s content or communications shall constitute or be construed as:
Trade ideas published by SOT’s course specialists reflect their own personal trading strategies and market analysis at a specific point in time. They are shared for educational illustration purposes as and when market opportunities are identified. You must always apply your own independent judgment, risk management strategy, and analysis when making any trading decision. SOT strongly recommends that you consult an independent FSCA-registered or appropriately qualified financial advisor before making any trading or investment decisions.
SOT shall not be responsible or liable for:
To the maximum extent permitted by applicable South African law, including the CPA, SOT, its directors, officers, employees, affiliates, contractors, agents, brand ambassadors, and reseller agents shall not be liable for:
This limitation of liability does not exclude or restrict:
You agree to fully indemnify, defend, and hold harmless SOT, its directors, employees, affiliates, agents, and reseller partners against any loss, damage, claim, demand, or expense (including reasonable legal costs on an attorney and own client scale) arising from:
By accessing SOT’s Website, signing a Purchase Agreement, purchasing any Product or Service, or using any content provided by SOT, you confirm that you have read and fully understood this Risk Warning and Disclaimer, that you freely accept all risks associated with trading in capital markets, that you understand SOT is not a financial services provider, and that you are solely responsible for all trading decisions, risk management, and trading outcomes.
