Loyalty Pays. Consistency Rewarded.
Complete your 12-month membership and the Rewards Rebate credits you with a Simulated Funded Trading Account equal in value to what you paid. What you invest to learn becomes what you trade with. The credit is a simulated balance, not a cash payment - you withdraw the profits you make, not the credit itself.
Conditions apply. The Rewards Rebate is a simulated trading credit, not a cash refund, and no profit is guaranteed. Full eligibility and forfeiture terms below.
Four steps. Twelve months. One simulated funded account in your name.
Join a qualifying Performance Academy programme. Eligibility is confirmed in your signed Purchase Agreement. The Rewards Rebate does not apply to stand-alone Performance Lab fees, Advanced Trade Tech subscriptions, or one-off coaching sessions.
Stay active, keep payments up to date, and meet the participation and learning requirements in your Purchase Agreement. Smart Online Trader will not increase these requirements without at least 30 days' written notice.
After meeting all requirements, Smart Online Trader activates your Rebate Account with the Preferred Broker by the end of Month 13. Your Rebate Credit equals the membership amount paid, whether by instalments or lump sum. Example Timeline Start: 1 June 2025 → Qualify: 31 May 2026 → Rebate Credit: By 30 June 2026 (Month 13).
Your Rebate Account operates like a Simulated Funded Account using your Rebate Credit as the starting balance. Trade the account and withdraw 50% of eligible profits to your bank account or e-wallet, subject to the Preferred Broker's Simulated Funding terms.
The Rebate Credit is equal to the net amount Smart Online Trader actually received from you for your qualifying membership. Here's how that plays out in practice:
Profit split
Verified net profits are split 50/50 between you and the Preferred Broker.
The Preferred Broker provides the trading platform, simulated liquidity, and account infrastructure in return for its share.
You (Client) - withdrawable
Preferred Broker - infrastructure
The Preferred Broker provides the trading platform, the simulated liquidity, the account infrastructure, and the withdrawal processing. Its 50% share is what pays for that infrastructure. Your 50% share is real, verified, and withdrawable to your bank account or e-wallet once the broker's verification and minimum threshold requirements are met. We publish the split upfront because a number you only discover after joining is not a split - it is a surprise.
Your 50% profit share is the only portion you may withdraw. Withdrawals are processed exclusively by the Preferred Broker subject to their identity verification, minimum thresholds, and Simulated Funding terms.
We would rather you read this before joining than discover it after.
"So I am just trading my own money back?"
No - and it is worth being precise about why. The Rebate Credit is not a refund and it is not your cash returned to you. It is simulated trading capital equal in value to what you paid for your education. Your membership buys you 12 months of structured learning, mentoring, and community. The Rebate then converts that same amount into a second opportunity: a simulated funded account you can trade for withdrawable profit, without depositing new capital of your own. You received the education either way. The Rebate is what comes after it.
"Who is the Preferred Broker? Why is it not named on this page?"
The Preferred Broker is disclosed in full in your Purchase Agreement before you sign anything. Nothing is revealed after commitment that was not shown to you before it. We name our partners in your agreement rather than in our advertising because our programme, not the broker's brand, is what you are joining.
"What is the catch?"
There are conditions, and they are all on this page: 12 consecutive months of active membership, payments in good standing, participation milestones met, and no material breach of your agreement. The forfeiture rules are published below in full. If a rewards programme you are comparing us to does not publish its forfeiture terms on the page, ask why.
All five conditions must be met on your Rebate Credit Activation Date.
Eligible Programme Enrolment
Your signed Purchase Agreement must expressly confirm the Rewards Rebate benefit. Not all tiers qualify - check your agreement.
12-Month Active Engagement
You must remain actively engaged throughout the full, uninterrupted 12-month qualifying period from your Commencement Date.
Required Levels achieved
Specific participation milestones and learning benchmarks are set out in your Purchase Agreement or communicated within 30 days of your Commencement Date.
Payments in good standing
Your payment record with Smart Online Trader must be current. A direct payment to a financier does not substitute for a direct payment to Smart Online Trader.
No material breach of T&Cs
You must not be in material breach of your Terms and Conditions of Purchase or any other Smart Online Trader agreement on the Rebate Credit Activation Date.
Life happens. Smart Online Trader builds in a 21-day window to catch up before your qualifying period is affected.
Missed instalment - paid within 21 days
Smart Online Trader notifies you within 3 business days. You have 21 consecutive calendar days from the original due date to pay the missed instalment in full.
No impact - qualifying period continues uninterrupted
Missed instalment - NOT recovered within 21 days
Your qualifying period restarts once the arrears are settled and your account returns to good standing.
Period restarts - a new 12-month qualifying period and a new Month 13 activation date apply
More than 2 missed payments in any rolling 12-month period
Smart Online Trader reviews your programme standing in terms of your Purchase Agreement and notifies you of the outcome in writing.
Potential disqualification from the Rewards Rebate
The Rewards Rebate and Rebate Account are issued exclusively in the name of the qualifying Client. They cannot be:
The Rebate Credit entitlement is forfeited (without compensation) if any of the following apply before or on the Rebate Credit Activation Date:
No. The Rebate is a simulated trading credit, not a cash payment. It is applied as the starting balance of a Simulated Funded Trading Account in your name. The credit itself can never be withdrawn - only your 50% share of verified net trading profits can be withdrawn.
Your Rebate Credit equals the net amount Smart Online Trader SA actually received from you for your qualifying membership, whether you paid upfront or by monthly instalments. Finance related costs such as interest, credit life insurance, admin fees, and bank or card processing charges are excluded.
Your Rebate Account is activated on or before the end of Month 13 - the calendar month after your 12-month qualifying period ends. Example: start on 1 June, qualify on 31 May the following year, and your Rebate Account is active by 30 June.
Five conditions: be enrolled in an eligible programme confirmed in your Purchase Agreement, complete 12 consecutive months of active membership, achieve the participation and learning milestones in your agreement, keep your payments in good standing, and not be in material breach of your Terms and Conditions. All five are published in full on this page.
You have 21 consecutive calendar days from the original due date to pay a missed instalment in full, with no impact on your qualifying period. If the arrears are not recovered within 21 days, your qualifying period restarts. More than 2 missed payments in any rolling 12-month period can lead to disqualification from the Rewards Rebate.
The Preferred Broker provides the trading platform, simulated liquidity, account infrastructure, and withdrawal processing for your Rebate Account. Its 50% share funds that infrastructure. Your 50% share is the only portion that may be withdrawn, subject to the broker's verification and minimum threshold requirements.
No. The Rebate is personal to the qualifying client. It cannot be transferred, ceded, sold, pledged, assigned, inherited, converted into a cash payment, or used as credit against other Smart Online Trader SA purchases. Trading involves risk and no profit is guaranteed.
Verified HelloPeter review
Decided to join them on this journey and so far what I can say is this. Uan Oosthuizen is by far the most patient person I have come in contact with. No matter the question nor how many time he has to explain he does it without making you feel stupid and explains until you understand. Thank you Uan I know you will be good for us.
Gert B.
Verified HelloPeter review
Ek het hierdie wonderlike ondervinding met Uan gehad, hy het my die hele journey gemaklik laat voer en later my die belangrikste goed begin coach. Dankie vir sò 'n bekwame, geduldige en insiggewende tutor.
Andre E
Verified HelloPeter review
Good experience and I am a starter trader. I have been curious about trading but do not want to do it without backup with good knowledge and a support team. In todays life its always worth to broaden your skills and have a chance of making money of it. Thank Uan Oosthuizen for your friendly guidance. Let us see how this journey will go. Excited !
Annelize G
Verified HelloPeter review
Alles van die maatskappy en hulle mense is besonders! Die enigste ding waaroor ek spyt is, is dat ek hulle nie lankal gejoin het nie. Besonderse mense met 'n ongelooflike passie vir hulle kliënte se suksesse!
Ronald F
Verified HelloPeter review
Learning you how to trade and speaking to me in my Home Language (Afrikaans), plus speaking to REAL people really helped me to side with this company. Having experts on how to analyze the market, and sharing the info, make them a real winning company. Friendly, speaking Afrikaans and English, looking forward to starting my trading journey.
Danie
Verified HelloPeter review
Very helpfull staff.Quick responds on my answers.Willem has setup all my trading accounts quickly and training was also very helpfull for my trading journey.Thank you Willem and Uan for your quick support.
Jaco
Verified HelloPeter review
I have been in contact with Michael from Diversit-E Smart Trade College, and so far he has given me good advise, has been friendly and supportive and also has checked in with me almost every day since he has helped me with copy trading. He has been direct and honest and is alwys ready to help as far as he possibly can and he can as far as I possibly can interpret, he has lots of knowledge about trading and also copy trading...
Abraham J
Verified HelloPeter review
I would like to express my sincere appreciation for the outstanding assistance I received from Michael Muller, the Account Manager at Diversity Smart Trade College. Since March 2025, Michael has been supporting me with the trading Challenge, and his dedication has been truly remarkable. When the company changed its trading platform, I experienced significant difficulties that left me frustrated and close to giving up on day...
Gerhard R
The Rewards Rebate is available on selected Performance Academy tiers. Your signed Purchase Agreement confirms your eligibility before you commit - not after. Ask us which tiers qualify.
