Loyalty Pays. Consistency Rewarded.
Complete your 12-month membership and the Rewards Rebate credits you with a Simulated Funded Trading Account equal in value to what you paid. What you invest to learn becomes what you trade with. The credit is a simulated balance, not a cash payment - you withdraw the profits you make, not the credit itself.
Conditions apply. The Rewards Rebate is a simulated trading credit, not a cash refund, and no profit is guaranteed. Full eligibility and forfeiture terms below.
Four steps. Twelve months. One simulated funded account in your name.
Join a qualifying Performance Academy programme. Eligibility is confirmed in your signed Purchase Agreement. The Rewards Rebate does not apply to stand-alone Performance Lab fees, Advanced Trade Tech subscriptions, or one-off coaching sessions.
Stay active, keep payments up to date, and meet the participation and learning requirements in your Purchase Agreement. Smart Online Trader will not increase these requirements without at least 30 days' written notice.
After meeting all requirements, Smart Online Trader activates your Rebate Account with the Preferred Broker by the end of Month 13. Your Rebate Credit equals the membership amount paid, whether by instalments or lump sum. Example Timeline Start: 1 June 2025 → Qualify: 31 May 2026 → Rebate Credit: By 30 June 2026 (Month 13).
Your Rebate Account operates like a Simulated Funded Account using your Rebate Credit as the starting balance. Trade the account and withdraw 50% of eligible profits to your bank account or e-wallet, subject to the Preferred Broker's Simulated Funding terms.
The Rebate Credit is equal to the net amount Smart Online Trader actually received from you for your qualifying membership. Here's how that plays out in practice:
Profit split
Verified net profits are split 50/50 between you and the Preferred Broker.
The Preferred Broker provides the trading platform, simulated liquidity, and account infrastructure in return for its share.
You (Client) - withdrawable
Preferred Broker - infrastructure
The Preferred Broker provides the trading platform, the simulated liquidity, the account infrastructure, and the withdrawal processing. Its 50% share is what pays for that infrastructure. Your 50% share is real, verified, and withdrawable to your bank account or e-wallet once the broker's verification and minimum threshold requirements are met. We publish the split upfront because a number you only discover after joining is not a split - it is a surprise.
Your 50% profit share is the only portion you may withdraw. Withdrawals are processed exclusively by the Preferred Broker subject to their identity verification, minimum thresholds, and Simulated Funding terms.
All five conditions must be met on your Rebate Credit Activation Date.
Eligible Programme Enrolment
Your signed Purchase Agreement must expressly confirm the Rewards Rebate benefit. Not all tiers qualify - check your agreement.
12-Month Active Engagement
You must remain actively engaged throughout the full, uninterrupted 12-month qualifying period from your Commencement Date.
Required Levels achieved
Specific participation milestones and learning benchmarks are set out in your Purchase Agreement or communicated within 30 days of your Commencement Date.
Payments in good standing
Your payment record with Smart Online Trader must be current. A direct payment to a financier does not substitute for a direct payment to Smart Online Trader.
No material breach of T&Cs
You must not be in material breach of your Terms and Conditions of Purchase or any other Smart Online Trader agreement on the Rebate Credit Activation Date.
Life happens. Smart Online Trader builds in a 21-day window to catch up before your qualifying period is affected.
Missed instalment - paid within 21 days
Smart Online Trader notifies you within 3 business days. You have 21 consecutive calendar days from the original due date to pay the missed instalment in full.
No impact - qualifying period continues uninterrupted
Missed instalment - NOT recovered within 21 days
Your qualifying period restarts once the arrears are settled and your account returns to good standing.
Period restarts - a new 12-month qualifying period and a new Month 13 activation date apply
More than 2 missed payments in any rolling 12-month period
Smart Online Trader reviews your programme standing in terms of your Purchase Agreement and notifies you of the outcome in writing.
Potential disqualification from the Rewards Rebate
The Rewards Rebate and Rebate Account are issued exclusively in the name of the qualifying Client. They cannot be:
The Rebate Credit entitlement is forfeited (without compensation) if any of the following apply before or on the Rebate Credit Activation Date:
The Rewards Rebate is available on selected Performance Academy tiers. Your signed Purchase Agreement confirms your eligibility before you commit - not after. Ask us which tiers qualify.
